By Waverly A. Roberts

Buying a home in Maryland is a great investment, possibly the largest investment you will ever make, so it seems logical that you would want to invest your money wisely when the time comes to purchase a new home. The following report will tell you simple but often-overlooked procedures that will allow you to maximize the dollars you spend on your new home.

Most home buyers have two primary considerations when they start looking for a home. First, you want it to meet your needs and desires, and secondly, you want to get the best buy possible to obtain your new home. Successful home buyers emerge from a sale with the features they want in their new home at the best price available in the market.

Looking For a Home Strategies

For starters, you must know what you are looking for in a home. You must have a list of needs as well as a list of desires, but be sure when choosing the actual home that you go with the one that fulfills most of your needs. It is not uncommon for someone to start out with very specific needs and wants but fall in love with a home offering different features. Ideally a house will come along that has all of your needs and desires, but sometimes that doesn’t occur. Be careful not to get caught up in the excitement of home shopping and end up with a home that is not as close to perfect as possible.

You should be pre-approved for a loan by a professional mortgage lender. By understanding what you can afford, you will not spend time looking for homes that are out of your price range. You also need to understand the various financial aspects of the sale, from whether to spend more up front or make a smaller down payment and work with a larger loan. There are several cost to consider in the process of buying a home in Maryland.

Your REALTOR can recommend a reputable mortgage lender who has the reputation of providing excellent service and good rates.

Choose Your Agent Wisely in Buying a Home

Experience at assisting buyers in locating the best home.

Any agent will show enthusiasm and will want to help you locate your new home,

Ability to use technology to search the market thoroughly.

Reviewing with you comparable home sales in the area you choose.

Their ability to have information pertaining to new homes coming on the market that other agents do not know of.

Choose your agent by asking questions of him or her. Find out how knowledgeable they are about houses currently for sale in your price range and also of houses that have recently sold. Can your agent recommend a good lender that has the reputation of excellent customer service and low rates to assist your new buyer with financing?Working with a full time professional real estate agent is a must.

Buy a Home – Who To Trust?

Buying a home is a huge investment don’t trust it to just anyone!

Waverly A. Roberts is a licensed real estate agent with Re/Max Specialist in Upper Marlboro, MD. He is licensed in Maryland and the District of Columbia. Waverly has been in the real estate business since 1988. Waverly has spoken to many groups on the topic of buying, selling and investing in real estate. He also mentors other real estate agents and investors in the metropolitan area of Washington, DC.